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The Pros and Cons of Full Glass Coverage

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Are you looking to buy or renew your auto insurance? Whether it’s because you bought a new car or because your old insurance expired, having car insurance is an essential aspect of being a car owner.  
 
There are various insurance options that can catch your eye, including the full glass auto coverage. This coverage provides you with windows, mirrors, and windshield replacement and repairs without having to pay for it. The question now arises – is it really worth it? 
 
Without further ado, let’s delve into talking about full glass coverage and explore its pros and cons.
 

Understanding Full Glass Coverage

Full glass coverage is not merely windshield replacement insurance but it also insures various glass components of a car like windows and mirrors. Unlike comprehensive coverage, it doesn’t require you to meet your deductible. Instead, it covers your expenses on any broken or damaged car glass. Full glass auto coverage is an add-on that you can get with your auto insurance policy. 
 
To find out if auto glass damage is covered, review your policy for auto insurance. Your policy will not require you to pay a deductible if it states “full glass,” which means you won’t have to pay for repairs or replacements out of pocket.
 

Pros of Full Glass Coverage

Deciding whether you want to go for full glass auto coverage is a tough decision. It is important to know and understand the advantages of the coverage before getting one. The pros of full glass coverage are given below.
 
Financial Protection
Cost is one of the major concerns while option for this add-on coverage. But if you don’t get one you will have to pay for repairs which can be quite expensive.
 
Full glass coverage can save you from these expensive repairs by covering it.
 
Beats Comprehensive Coverage
Full glass auto coverage includes what comprehensive coverage doesn’t: your glass components. If you have a cracked, chipped, or broken window, windshield, or mirrors, full glass coverage will help you save out-of-pocket costs.
 
Safety
With full glass coverage, you don’t have to put off getting your glass parts repaired or replaced. Thus, your safety is not compromised and no harm comes to your car. The insurance can be trusted to get the parts fixed quickly and effortlessly.
 

Cons of Full Glass Coverage

Before opting for full glass coverage, you must be aware of some of the disadvantages of this type of coverage:
 
Coverage Limit
Full glass coverage has its limitations when it comes to the coverage limit. It can either be a limit on the number of claims that you can make each year or the maximum amount paid for replacements or repairs. 
 
Financial Burden
Full glass coverage is an add-on. You will have to pay extra to get this on top of your regular insurance. 
 
Availability
Not every insurance company offers this additional service and if they do, the terms and conditions can vary from one company to another. You will have to shop around and choose the one that offers you full coverage insurance along with comprehensive coverage.
 

Is Full Glass Coverage Worth It?

The coverage is worth it if:
 

  • You can afford the additional cost of the add-on.
  • You often find your car’s glass components broken, chipped, or cracked.
  • The policies are in your favor.

 

How to Add Full Glass Coverage to Your Policy

You can add full glass coverage and get services like auto glass replacement at a minimal price. Just follow the below-mentioned instructions to add full glass coverage to your policy.
 
1. Contact Your Insurance Company
If your current auto insurance does not cover glass services like windshield replacement, you must contact the insurance company and inquire about the full glass auto coverage. You can do so either by calling them or through their website.
 
2. Understand the Terms and Conditions
Once you have put forward your concern of wanting full glass coverage, get to know the terms and conditions of the windshield replacement insurance. Some insurance companies cover the cost with comprehensive coverage, others might charge an additional fee. 
 
3. Make the Payment
When you have all the information you need, go ahead and make the payment. Once your payment is successful, the company will provide you with confirmation and your full glass coverage will start.
 

Conclusion

Full glass coverage saves you the hassle of paying a big sum of money and serves as a jewel on your auto insurance policy. It safeguards your car’s glass components and offers you the freedom to drive safely. However, this purchase can be a little tight on your insurance budget, increasing your premium.
 
You can be sure this is what you want by weighing in the pros and cons of full glass auto coverage, thus, improving your peace of mind.
 
Looking for professional windshield repair and replacement services? Auto Glass America offers comprehensive solutions for all your auto glass needs. Contact us or schedule an appointment with us today!

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